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Providers rated
4
↑ 1 added this month
Reviews submitted
12
↑ 3 this month
Public contributions
3
Feeding community data
Avg score given
6.2
↓ 0.3 below community avg
Your provider ratings4 providers
AG
Agero
Motor Club · last reviewed 3 days ago
6.1
AA
AAA
Motor Club · last reviewed 1 week ago
7.4
UR
Urgently
Digital Platform · last reviewed 2 weeks ago
4.8
HK
HONK
Digital Platform · last reviewed 1 month ago
5.0
Network alerts3 active
Agero — Payment delays at 47-day avg
47 operators reporting 45+ day windows nationally. Consider flagging in your review.
HONK — App reliability declining
28% of operators in Southeast reporting dispatch platform outages over the past 30 days.
NSD — Rate increase effective Jan 1
Base hook rate adjusted upward in 12 states. Consider updating your NSD ratings to reflect new terms.
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My Reviews
All submitted reviews — manage visibility at any time
Submitted reviews4 total · 2 public
| Provider | Date | Overall | Pay | Speed | Claims | Comms | Visibility | |
|---|---|---|---|---|---|---|---|---|
| Agero | Dec 14 2024 | 6.0 | 5 | 4 | 6 | 7 | Public | |
| Agero | Nov 02 2024 | 5.8 | 5 | 5 | 5 | 6 | Private | |
| AAA | Dec 01 2024 | 7.4 | 8 | 7 | 8 | 7 | Public | |
| Urgently | Nov 18 2024 | 4.8 | 4 | 3 | 5 | 5 | Private |
Comparison Reports
Anonymous aggregate data from all 1,240+ TowGrade operators
Category scores by providerBased on 18,400+ verified reviews
Top reported issuesAll providers combined
Slow payment (>30 days)78%
Damage claim disputes62%
App / portal reliability55%
Unresponsive account manager48%
Rate / invoice discrepancies41%
6-month score trends
| Provider | Score | Change | |
|---|---|---|---|
| NSD | 7.8 | +0.3 | ↑ Improving |
| AAA | 7.1 | +0.4 | ↑ Improving |
| Allstate RSA | 6.8 | +0.1 | → Stable |
| Agero | 6.4 | −0.6 | ↓ Declining |
| Urgently | 5.2 | −0.8 | ↓ Declining |
| HONK | 4.9 | −1.1 | ↓ Declining |
OEM Intelligence
Anonymized aggregate findings structured for OEM and insurer use
TowGrade Network Intelligence Report — Q4 2024
1,240 verified operators · 14 providers · 18,400+ reviews · Oct–Dec 2024
Network avg. payment window
38.4 days
Target SLA: 21 days. 64% of providers in breach.
Critical threshold exceededDamage claim dispute rate
62%
Up 8 points from Q3. Agero and HONK are primary drivers.
Worsening trendOperator attrition risk
28%
Operators considering exiting ≥1 network in next 6 months.
Monitoring requiredTop overall performer
NSD — 7.8
Consistent high scores across all categories. 19-day avg payment window.
Benchmark standardLowest overall performer
HONK — 4.9
App reliability (4.5) and payment speed (3.8) represent serious operational risk.
Immediate attention neededBiggest decline (6 months)
HONK −1.1
Fastest declining provider across all categories with accelerating operator departure.
Escalation recommendedKey findings & recommended actions
F-01
Payment infrastructure failing at scale
Average payment windows have stretched from 28 to 38 days over 12 months. Three of the five largest providers now routinely exceed 45 days, creating cash flow crises for small fleet operators. Recommended: mandate 21-day payment SLAs with financial penalties in all provider contracts.
F-02
Digital platforms significantly underperforming motor clubs
App-based platforms score 1.9 points lower than motor clubs on average across all categories. Technology investment is not keeping pace with dispatch volume. Recommended: require quarterly reliability reporting and minimum uptime SLAs from digital platform providers.
F-03
Southeast region showing systemic Agero underperformance
Agero scores 1.2 points lower in the Southeast than its national average. Recommended: request regional breakdown in Agero's next contract review and consider region-specific SLAs.
F-04
NSD and AAA demonstrate the viable best-practice model
Both providers consistently score above 7.0 across all categories. Shared characteristics: dedicated account managers, sub-25-day payment windows, and transparent damage claim processes. Recommended: use as the RFP benchmark standard for all future procurement cycles.
Public Scoreboard
Aggregate scores from verified operators · anonymized · updated in real time